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Annual Tax Estimator
Cross-Border Tax Envelope
v1 · 2025 brackets
Order-of-magnitude estimate of yearly tax exposure for a U.S. citizen residing abroad. Layers U.S. federal (with FEIE + foreign tax credit), U.S. state, and resident-country tax on earned income. Not tax advice.
Annual earned income (USD)
U.S. filing status
U.S. state of tax residence
Country of residency
Post-NHR baseline; IFICI regime for select professions.
Total annual tax
$33,600
Effective rate · 13.4%
Vs. staying put
-$4,894
Baseline: $38,494 in Florida
Layer breakdown
Foreign tax · Portugal 28.0% on $120,000 | $33,600 |
U.S. federal (pre-credits) After FEIE exclusion of $130,000 | $10,323 |
Foreign tax credit applied min(foreign tax, U.S. tax on same income) | − $10,323 |
U.S. federal (net) | $0 |
U.S. state · Florida Not a state resident — no state tax | $0 |
Total | $33,600 |
Assumes earned income only. Excludes self-employment tax, NIIT, PFIC, GILTI, capital gains, wealth taxes, exit tax, and social-security contributions. Consult a cross-border tax advisor before acting.